I appreciate the time and thought you devote to your articles. Following your passion(s) is a good start, however, I would add: Invest your time to investigate the world around you - people, places and new experiences. Many readers get locked-into "another's" formula for success and end up disenchanted and frustrated. The world is an amazing place to experience and create life-long memories if we are just open to the idea of "being present", open minded, in awe of differences in the human experience. I have found your articles and tone reveals the wisdom of a much older person - a rare gift in our current instant gratification driven culture. The added value of listing resources to create financial independence creates distinction for you and loyalty from your readers - wise move! I have no doubt your financial and life goals will be met! Best Wishes.

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And I appreciate the amount of empathy and thought you've put into this response. I totally agree, that is why I never state absolutes, I draw from experience and try to rationally (or scientifically) back whatever I say. My intention is simple, I offer you a new way to think of things, whether or not you choose to agree is totally up to you.

And thank you so much, I have gone through a lot in my life, I think that's where the wisdom comes from.

I wish you all the luck, success, and happiness in life Richard! Your response legit brightened up my day.

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